2022 Blue Cross® Medicare Supplement Plan F
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About this plan

This is our most comprehensive Medicare supplement plan. You'll pay a fixed amount each month, and you'll pay nothing for services covered by Original Medicare when you go to any doctor or hospital that accepts Original Medicare. You'll also get access to the Medicare Supplement Well-Being Program, which includes:

  • An online surgery decision guide
  • Free access to the 24-Hour Nurse Line
  • Blue365®, a member discounts program
  • Webinars from Blue Cross Virtual Well-Being

Plan highlights

  • You pay $0 for most services covered by Medicare
  • Access to emergency and urgent care worldwide

View a comparison guide (PDF)


Looking for dental, vision, and hearing coverage, too?

For a little more than $15 a month you can add dental, vision and hearing coverage to your Medicare Supplement plan. This package is available to all Blue Cross Medicare Supplement members. This additional coverage gives you:

  • Dental exams, cleanings, x-rays and fluoride at no additional cost when you use an in-network provider
  • In-network vision coverage that includes standard lenses every 12 months
  • One hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider

Dental Vision Hearing Package details (PDF)

Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the new Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.

Looking for dental, vision and hearing coverage


You can enroll in this plan if you qualified for Medicare before Jan. 1, 2020, and you live in Michigan at least six months of the year.

Read more about eligibility


Ready to enroll?

Check out your coverage options to find the plan that’s right for you.

More plan details

Learn more about the benefits of this plan so you can tell if it fits your needs.



This plan pays your Original Medicare Part A hospital and Part B medical deductibles.


This plan doesn't have a network. You can see any doctor nationwide who accepts Original Medicare.

Out-of-pocket maximum

This plan doesn't have an out-of-pocket maximum.

Office visits

This plan pays all your coinsurance and copays for office visits.


This plan doesn't have Part D prescription drug coverage. See our Prescription Blue℠ PDP plans.

Plan features

• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.

Plan discounts

Household discounts can help you save on premiums. See if you qualify.


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This is one of our more affordable Medicare Advantage PPO plans. It offers strong benefits, covers prescription drugs and has a wide network of doctors.

Prescription Blue PDP Select

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This Part D prescription drug plan has a lower monthly payment than our other offerings. You'll pay a little more at the pharmacy for some drugs until you reach the coverage gap.

Still have questions? We have answers.

Use our Frequently Asked Questions to learn which plan will fit your needs.

Important information about your plan

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.