2021 Blue Cross® Medicare Supplement Plan N
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About this plan

This plan pays for more out-of-pocket costs than Plan A but not as much as Plan G. You'll have to pay your Part B deductible and may have a copay when you see your doctor. Because it's a Medicare supplement plan, you'll be able to see any doctor nationwide who accepts Original Medicare. You'll also get access to the Medicare Supplement Well-Being Program, which includes:

  • WelvieSM, an online surgery decision guide
  • Free access to the 24-Hour Nurse Line
  • Blue365®, a member discounts program
  • Webinars from Blue Cross Virtual Well-Being

Plan highlights

  • Covers 100% of your Part A deductible
  • Access to emergency and urgent care worldwide

View a comparison guide (PDF)


Looking for dental, vision, and hearing coverage, too?

For a little more than $15 a month you can add dental, vision and hearing coverage to your Medicare Supplement plan. This package is available to all Medicare Supplement members. This additional coverage gives you:

  • Dental exams and cleanings at no additional cost
  • Up to $300 allowance for eyeglass frames or contact lenses
  • One hearing exam every 12 months plus hearing aid

Dental Vision Hearing Package details (PDF)

Current Blue Cross Medicare Supplement and Legacy Medigap members can enroll in the Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.

Looking for dental, vision and hearing coverage


You can enroll in this plan if you're over 65 and you live in Michigan at least six months of the year.

Read more about eligibility

Ready to enroll?

Check out your coverage options to find the plan that’s right for you.

More plan details

Learn more about the benefits of this plan so you can tell if it fits your needs.



This plan pays your Original Medicare Part A hospital deductible. You pay your Original Medicare Part B medical deductible.


This plan doesn't have a network. You can see any doctor nationwide who accepts Original Medicare.

Out-of-pocket maximum

This plan doesn't have an out-of-pocket maximum.

Office visits

After you meet your Medicare Part B deductible, you may pay up to $20 per visit for services covered by Medicare.


This plan doesn't have Part D prescription drug coverage. See our Prescription Blue℠ PDP plans.

Plan features

• Pays almost all of your Medicare coinsurance and copays for medical services, hospice and skilled nursing facilities.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.

Plan discounts

Household discounts can help you save on premiums. See if you qualify.


You may also be interested in

Medicare Supplement Plan G

supplement plan Medicare Supplement Plan G

This comprehensive supplement plan offers robust coverage. It pays for most of your out-of-pocket expenses and covers gaps in your Medicare coverage.

Medicare Plus Blue PPO Essential

ppoMedicare Plus BlueSM PPO Essential

This is one of our more affordable Medicare Advantage PPO plans. It offers strong benefits, covers prescription drugs and has a wide network of doctors.

Prescription Blue PDP Select

ppoPrescription BlueSM PDP Select

This Part D prescription drug plan has a lower monthly payment than our other offerings. You'll pay a little more at the pharmacy for some drugs until you reach the coverage gap.

Still have questions? We have answers.

Use our Frequently Asked Questions to learn which plan will fit your needs.

Important information about your plan

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.