2020 Blue Cross® Medicare Supplement Plan F
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About this plan

This is our most comprehensive Medicare supplement plan. You'll pay a fixed amount each month, and you'll pay nothing for services covered by Original Medicare when you go to the doctor or hospital. You'll also get access to the new Medicare Supplement Well-Being Program, which includes:

  • WelvieSM, an online surgery decision guide
  • Free access to the 24-Hour Nurse Line
  • Blue365®, a member discounts program
  • Webinars from Blue Cross Virtual Well-Being


Plan highlights

Here's what sets this plan apart:

  • Covers 100% of your Part A deductible
  • Covers 100% of your Part B deductible
  • You pay $0 for most services covered by Medicare
  • Access to emergency and urgent care worldwide

View a comparison guide (PDF)



You can enroll in this plan if you qualified for Medicare before Jan. 1, 2020, and you live in Michigan at least six months of the year.

Read more about eligibility


Ready to choose a plan?

Check out your coverage options to find the plan that’s right for you.

More plan details

Learn more about the benefits of this plan so you can tell if it fits your needs.



This plan pays your Original Medicare Part A hospital and Part B medical deductibles.


This plan doesn't have a network. You can see any doctor nationwide who accepts Original Medicare.

Out-of-pocket maximum

This plan doesn't have an out-of-pocket maximum.

Office visits

This plan pays all your coinsurance and copays for office visits.


This plan doesn't have Part D prescription drug coverage. See our Prescription Blue℠ PDP plans.

Plan features

• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.

Plan discounts

Household discounts can help you save on premiums. See if you qualify


You may also be interested in

Medicare Supplement Plan G

This comprehensive supplement plan offers robust coverage. It pays for most of your out-of-pocket expenses and covers gaps in your Medicare coverage.

Medicare Plus BlueSM PPO Essential

This is one of our more affordable Medicare Advantage PPO plans. It offers strong benefits, covers prescription drugs and has a wide network of doctors.

Prescription BlueSM PDP Select

This Part D prescription drug plan has a lower monthly payment than our other offerings. You'll pay a little more at the pharmacy for some drugs until you reach the coverage gap.

Still have questions? We have answers.

Use our Frequently Asked Questions to learn which plan will fit your needs.

Important information about your plan

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.