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2020 BCN AdvantageSM HMO-POS Elements

Medicare Advantage plan

Is this plan for you?
  • If you go to the pharmacy a lot and you want the freedom to choose any doctor or hospital that accepts Medicare, this plan might be right for you.
 
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This plan costs $0.00 per month in County.

(Change ZIP code.)

About this plan

If you don't need Part D prescription drug coverage, this plan might be for you. Elements offers medical-only coverage with a reasonable deductible. Unlike Original Medicare, this plan puts a limit on what you'll have to pay out of pocket. Plan benefits include:

  • Coverage beyond Original Medicare
  • Routine dental and vision care
  • Blue Cross Online VisitsSM
  • Nationwide acccess to SilverSneakers® fitness

 

Plan highlights

Here's what sets this plan apart:

  • $10 copay for primary care physicians
  • $15 quarterly allowance for over-the-counter items
  • Coverage while traveling outside of Michigan
  • Access to emergency and urgent care worldwide

Availability

You can enroll in a plan if you live in one of these 70 counties in Michigan at least six months of the year. Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.

Related documents

Learn more about the important features and rules for this plan.

 

This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.

 

Medicare rates plans based on quality and performance every year. Called Medicare Star Ratings, these documents show you how well a plan is performing. 

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More plan details

Learn more about the benefits of this plan so you can tell if it fits your needs.

Overview

Deductible

Medical

In-network services: $160
Point of service: $500

Pharmacy

This plan doesn't have prescription drug coverage.

Out-of-pocket maximum

$4,500

Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.

Office visits

Primary care physician

You pay $10 after deductible.

Specialist

You pay $40 after deductible.

Urgent care

You pay $45.

Pharmacy

This plan doesn't have prescription drug coverage.

You get more than Original Medicare

All benefits required by Original Medicare and more, including:

• A quarterly allowance for free over-the-counter drugs and health products
• Blue Cross Online VisitsSM
• Two dental exams and cleanings and one vision exam each year
• Coverage while traveling outside of Michigan with the BlueCard® program (PDF).
• SilverSneakers® fitness program
• MyBlueSM Concierge program

 

 

 

Looking for extra dental, vision and hearing coverage?

You can add an optional supplemental package to your Medicare Advantage plan for an extra monthly cost.
This package will enhance your dental, vision and hearing benefits. We offer two options for our HMO-POS plans.
Both packages offer:

  • Extra coverage for dental work including fillings, fluoride treatments and root canals
  • A generous allowance for elective contact lenses or glasses (lenses and frames)
  • Coverage for hearing aids and hearing exams

You can add a coverage package when you enroll in your plan.
Learn more by reading the Optional Supplemental Brochure (PDF)

 

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This plan has no monthly payment and is a very affordable way to get basic coverage.

 

Medicare Plus BlueSM PPO Vitality

For a moderate monthly cost, you'll get a plan with a low deductible and low doctor copay, all with access to our PPO network.

Still have questions? We have answers.

Use our Frequently Asked Questions to learn which plan will fit your needs.