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2020 Medicare BCN AdvantageSM HMO-POS Prestige

Medicare Advantage Plan

Is this plan for you?
  • If you go to the pharmacy a lot and you want the freedom to choose any doctor or hospital that accepts Medicare, this plan might be right for you.
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This plan costs $0.00 per month in County.

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About this plan

With this plan, you'll get medical and prescription drug coverage with no deductible and low copays. Not only that, your comprehensive coverage will travel with you. You’ll be able to get routine care anywhere in the U.S. and emergency care around the world. Plan benefits include:

  • Coverage beyond Original Medicare
  • Part D prescription drug coverage
  • Routine dental and vision care
  • Blue Cross Online VisitsSM
  • Nationwide access to SilverSneakers® fitness


Plan highlights

Here's what sets this plan apart:

  • $0 medical and prescription drug deductible
  • $0 copay for primary care office visits
  • $25 quarterly allowance for over-the-counter items
  • Coverage while traveling outside of Michigan
  • Low out-of-pocket maximum


You can enroll in this plan if you live in one of these 70 counties at least six months of the year. Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.

Related documents

Learn more about the important features and rules for this plan.


This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.


Medicare rates plans based on quality and performance every year. Called Medicare Star Ratings, these documents show you how well a plan is performing. 

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Check out your coverage options to find the plan that’s right for you.

More plan details

Learn more about the benefits of this plan so you can tell if it fits your needs.




In-network services: $0
Point of service: $200



Out-of-pocket maximum


Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.

Office visits

Primary care physician

You pay $0.


You pay $20.

Urgent care

You pay $35.


Copays start at $0 for certain generic drugs filled at a preferred pharmacy. Some drugs may cost more if you choose a pharmacy in our standard network.

Find your pharmacy.

Drug list

See if this plan covers your medication. Find your prescription (PDF).

You get more than Original Medicare

All benefits required by Original Medicare and more, including:

• A quarterly allowance for free over-the-counter drugs and health products
• Blue Cross Online VisitsSM
• Two dental exams and cleanings and one vision exam each year
• Coverage while traveling outside of Michigan with the BlueCard® program (PDF).
• SilverSneakers® fitness program
• MyBlueSM Concierge program




Looking for extra dental, vision and hearing coverage?

You can add an optional supplemental package to your Medicare Advantage plan for an extra monthly cost.
This package will enhance your dental, vision and hearing benefits. We offer two options for
our HMO-POS plans. Both packages offer:

  • Extra coverage for dental work including fillings, fluoride treatments and root canals
  • A generous allowance for elective contact lenses or glasses (lenses and frames)
  • Coverage for hearing aids and hearing exams

You can add a coverage package when you enroll in your plan.
Learn more by reading the Optional Supplemental Brochure (PDF)

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Medicare Plus BlueSM PPO Assure

This is our most comprehensive PPO plan. It offers robust coverage with no primary care physician copay and no deductible.


BCN Advantage HMO-POS Classic

This plan offers solid coverage at an affordable price. Because it's an HMO plan, you'll have one doctor who will coordinate your care.

Still have questions? We have answers.

Use our Frequently Asked Questions to learn which plan will fit your needs.