2023 Blue DentalSM EPO 80/50/50 with Vision

This plan only covers dental care you get from dentists in our nationwide preferred network. For vision care, you can see any VSP eye doctor.

Overview

About this plan

This plan provides everyone in the family with dental care and adults age 19 and older with dental and vision care for one monthly payment. It only covers dental care you get from dentists in our nationwide preferred network. For vision care, you can see any VSP eye doctor.

Availability

You can buy this plan if you live in any Michigan county.

Unlike most other Blue Cross plans, Blue Dental EPO 80/50/50 with Vision isn't available on healthcare.gov.

Plan type

EPO. Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There's no out-of-network coverage.

VSP. For vision care, you can go to any eye doctor and this plan will share the cost. But you'll pay less if you see a VSP eye doctor.

Monthly premiums

To give you an accurate price, we'll need some information. Find a plan to get a quote.

Deductible for dental care

Class I services have no deductible. There is a deductible for Class II and III services only. Class IV services are not covered.

  In Network Out of Network
One member You pay $25 Not covered
Two members You pay $50  
Three members You pay $75  


Your deductible is the amount you pay for dental services each year before your insurance begins to pay.

Coinsurance for dental care

  In Network Out of Network
Class I You pay 20% Not covered
Class II You pay 50% after deductible  
Class III You pay 50% after deductible  
Class IV You pay 100%  


Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible.

Annual benefit maximum for adult dental care

In Network Out of Network
$1,200 for each adult Not applicable

This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.

Annual out-of-pocket max for pediatric dental care

  In Network Out of Network
One member You pay no more than $375 Not applicable
Two members or more You pay no more than $750 Not applicable


This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.

Adult vision care

Coverage includes:

  • One eye exam every 12 months
  • One pair of standard frames every 24 months

You choose between coverage for prescription glasses (lenses and frame) or contact lenses, but not both:

  • Contacts covered once every 12 months, or
  • One pair of standard lenses covered once every 12 months


Costs include:

  • Copay is $10 for an eye exam by an in-network provider.  
  • If you go to an in-network provider, the copay for glasses is $25 and you have a $130 allowance for frames or elective contact lenses.

Agent compensation

Members can find information about agent commissions.

Overview

About this plan

This plan provides everyone in the family with dental care and adults age 19 and older with dental and vision care for one monthly payment. It only covers dental care you get from dentists in our nationwide preferred network. For vision care, you can see any VSP eye doctor.

Availability

You can buy this plan if you live in any Michigan county.

Unlike most other Blue Cross plans, Blue Dental EPO 80/50/50 with Vision isn't available on healthcare.gov.

Plan type

EPO. Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There's no out-of-network coverage.

VSP. For vision care, you can go to any eye doctor and this plan will share the cost. But you'll pay less if you see a VSP eye doctor.

Monthly premiums

To give you an accurate price, we'll need some information. Find a plan to get a quote.

Deductible for dental care

Class I services have no deductible. There is a deductible for Class II and III services only. Class IV services are not covered.

  In Network Out of Network
One member You pay $25 Not covered
Two members You pay $50  
Three members You pay $75  


Your deductible is the amount you pay for dental services each year before your insurance begins to pay.

Coinsurance for dental care

  In Network Out of Network
Class I You pay 20% Not covered
Class II You pay 50% after deductible  
Class III You pay 50% after deductible  
Class IV You pay 100%  


Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible.

Annual benefit maximum for adult dental care

In Network Out of Network
$1,200 for each adult Not applicable

This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.

Annual out-of-pocket max for pediatric dental care

  In Network Out of Network
One member You pay no more than $375 Not applicable
Two members or more You pay no more than $750 Not applicable


This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.

Adult vision care

Coverage includes:

  • One eye exam every 12 months
  • One pair of standard frames every 24 months

You choose between coverage for prescription glasses (lenses and frame) or contact lenses, but not both:

  • Contacts covered once every 12 months, or
  • One pair of standard lenses covered once every 12 months


Costs include:

  • Copay is $10 for an eye exam by an in-network provider.  
  • If you go to an in-network provider, the copay for glasses is $25 and you have a $130 allowance for frames or elective contact lenses.

Agent compensation

Members can find information about agent commissions.

Actions

Download or print your benefit information.

Choose your dental coverage for 2023.

Enroll now

Get help choosing a plan

Our health plan advisors can help you choose a plan, calculate your costs and tell you whether you're eligible for a subsidy. You can watch this video to meet your health plan advisors.

1. Chat with an advisor online now.

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