In-network copayment

Also known as: in-panel copayment or panel copayment

In-network copayment is a fixed dollar amount (for example, $15) you pay at the time you receive a health care service (such as a doctor's visit) from a network provider (doctors and hospitals). In-network copayments will usually be lower than your out-of-network copayments because network doctors and hospitals have agreed to accept discounted rates to provide your health services.