What’s subrogation?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

Blue Cross Blue Shield of Michigan members.

If we paid your medical bills for an injury that wasn’t your fault, subrogation makes the responsible insurance carrier pay.

How it works

You get injured at work doing your job. You need to go to the hospital for your injury. We pay the hospital for the cost of your medical treatment.

Since you were injured while doing your job, we believe your employers’ workers’ compensation insurance should pay for your medical treatment.

The process to get the other insurance company to reimburse us is called subrogation. Other situations that may lead to subrogation include:

  • You’re involved in a car accident that isn’t your fault
  • Someone else hurts you (personal injury)
  • A doctor does something that hurts you (medical malpractice)

Subrogation forms

You can provide the information we need about an accident or injury using our online form.  You’ll need:

  • The name and contact information for all insurance companies
  • Your attorney’s information, if you’ve hired one

Do you have a file number?

How to contact us about subrogation

  • Email: subrogationunit@bcbsm.com
  • Phone: 1-866-296-3975 
  • Write us:
    Blue Cross Blue Shield of Michigan
    Subrogation Department
    232 S. Capitol Ave., L09A
    Lansing, MI  48933-1504
  • Fax: 1-877-257-2012