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Important deadlines for 2014 open enrollment

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

If you don't have an individual health insurance plan, you'll need to sign up soon before open enrollment ends.

Open enrollment ends at midnight on March 31. 

You'll need to enroll now to avoid paying a tax penalty. Almost everyone in the U.S. is now required to have health insurance. 

Key dates you need to know

The way health insurance enrollment works, you need to sign up for a plan no later than the 15th of any given month to have your coverage start on the first day the next month. Here are some dates you need to know.

  • Feb. 15
    This was the last day to have your coverage start on March 1. 

  • Feb. 16
    If you enrolled on this date or later, your coverage didn't begin until April 1. If you waited until then, you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.

  • March 15
    This was the last day to have your coverage start on April 1. If you waited until then, you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.

  • March 16 to March 31
    This is the end of open enrollment. You may not be able to get coverage that will start earlier than May 1. Also, if you enroll during this time period you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.

Once you enroll in a plan, you can find helpful information about making your first premium payment in our Payments FAQ.

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