What's the difference between Healthy Blue Living℠ HMO and Healthy Blue Living Rewards℠?
Who is this for?
This information explains what Blue Care Network's two wellness-based health benefit plans have in common, and how they're different.
Both plans come with the rewards of better health and lower health care costs. Here's what makes them different.
|Healthy Blue Living HMO
||Healthy Blue Living Rewards
|Two benefit levels||Three benefit levels|
|Enhanced: maximum benefit level with lower deductibles and copays. Members and covered spouses* need to be actively working towards meeting the plan's health targets.||Enhanced: maximum benefit level with lowest deductibles and copays. Members and covered spouses* must meet the plan's health targets.|
|Intermediate: average level of deductibles and copays. Members and covered spouses need to be actively working towards meeting the plan's health targets.|
|Standard: highest deductibles and copays||Standard: highest deductibles and copays|
*See: Who has to meet the plan requirements?
If you want to read more about how the plans are different, here’s a handy guide (PDF).