Depending on how your account is set up, you pay for qualified expenses:

  • Using a debit card
  • By using your own money and submitting receipts for reimbursement

The IRS defines qualified expenses. You should read Publication 502 for the complete list.

Blue Cross members with a HealthEquity® HSA can manage their HSA through their online member account. After you log in:

  • On the Blue Cross mobile app, look for the health spending account icon on the home screen
  • On our website, look for the health spending account link under My Coverage