Depending on how your account is set up, you pay for qualified expenses:

  • Using a debit card
  • By using your own money and submitting receipts for reimbursement

The IRS defines qualified expenses. You should read Publication 502 for the complete list.

Blue Cross members with an HSA can manage their HSA through their online member account. After you log in:

  • On the Blue Cross mobile app, look for the health spending account icon on the home screen
  • On our website, look for the health spending account link under My Coverage