You can use the money in this FSA to pay qualified expenses for dependents so:

  • You can work
  • Someone on your plan, like your spouse, can look for work or go to school

Dependents are defined as children under age 13 and adults who can’t mentally or physically care for themselves.

Qualified expenses are defined by Publication 503 from the IRS. They include day care, elder care, preschool and day camp.