Health Insurance Taxes and Fees Estimator
Who is this for?
You can use this tool to see a breakdown of the federal and state taxes and fees listed on your bill or quote from us.
When you receive a January 2014 bill from us, or get a quote for a 2014 plan, you'll see a new line for federal and state taxes and fees.
The estimator shows you the taxes and fees that go into that amount. For more information, see our Health Insurance Taxes and Fees FAQ for Individuals. Please note: the tool gives estimates for taxes and fees on your medical coverage only. If you have dental or vision coverage, it won't be included in the estimate.
These federal and state taxes and fees don't apply to Medigap plans.
Who can use this tool?
The estimator will be helpful for individuals and families that buy their own health insurance from Blue Cross Blue Shield of Michigan or Blue Care Network.
- Employers, self-funded groups and Blues-contracted agents can also use the estimator. Employers and groups should see Health Insurance Taxes and Fees Estimator for Employers for more information. Agents should log in to Agent Secured Services and select "Agent Resources."
How do I use it?
- Select your insurance company. If you have insurance through both, use the estimator once for each account. Taxes and fees are different for Blue Cross Blue Shield of Michigan and Blue Care Network.
- Select a year. You can get an estimate using your 2013 bill, but you'll get the best results using 2014 information or quote. Note: For 2013, the estimator will add the taxes and fees onto your monthly payment amount. For 2014, the taxes and fees will be part of your monthly payment.
- Where it says "Total Monthly Premium," enter the total amount due from your bill or quote. Subtract past due amounts or other charges and credits not related to your monthly bill for the most accurate results.