Metro Detroit HMO plans may be a good fit if:

  • You like having a primary care physician to coordinate all your care.
  • You don't mind having to get a referral to see other doctors.
  • You like that your primary care physician has access to Michigan's largest HMO network to find the best care for you.
  • You understand you'll pay the full cost for care you get outside the plan network except in an emergency.
  • You don't mind having to get a referral to see other doctors in the plan network.
  • You don't travel frequently or live for extended periods outside the three-county plan network.