If you’re shopping for a new HMO plan, we know you’ll have lots of questions along the way. In addition, there are a few things you can do to get the most from your coverage. We’ve assembled a few essential topics here.

How do health insurance networks work?

Health insurance coverage provides you with a network of doctors and facilities to choose from. There are important differences between our networks you need to know before you purchase your plan.

What do I need to know about primary care physicians and specialists?

Our HMO plans require you to select a primary care physician. This physician helps you obtain care from specialists. Letting us know about your choice of primary care physician is a necessary first step toward getting the most from your coverage.

How do referrals work in my HMO plan?

Most of our HMO coverage requires you to get a referral from your primary care doctor before seeing a specialist. However, some of our plans have different referral processes. You’ll want to know how the process works before you select your plan.

What do I need to get started with my HMO plan?

If you’re shopping for an HMO, we’ve gathered everything you need to know when you’re getting started.

Still have a question? Here are some other resources: