Plan type HMO
Eligibility Employer group plan
Deductible Multiple options
Coinsurance Multiple options
Included coverage Preventive care covered at 100 percent.
Unique benefits
  • Plan pairs with a health savings account.


  • Multiple high-deductible, coinsurance and out-of-pocket-maximum plan choices. You can customize a health care plan that fits your company’s needs and budget.
  • Includes an integrated pharmacy plan
  • Preventive care covered at 100 percent (not applied to deductible).
  • Dental and vision plan choices available.
  • Tax-free health savings account lets employees save for current and future health care expenses.
  • You, your employee or both can contribute pretax dollars.
  • Online access so employees can access all their account information.
  • Employee debit card to use for their health savings account fund payments.
  • You’ll also get a 3 to 8 percent cost savings over comparable BCN deductible plans, depending on the deductible plan paired with the savings account.
  • Our HMO HSA has the backing of the largest HMO network of physicians and hospitals in the state.