Our Blue Elect Plus HMO plan has been updated to include all essential health benefits:

  • Ambulatory patient and emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs
  • Rehabilitative and habilitative services and devices
  • Laboratory services
  • Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision

What hasn't changed is its unique self referral option. In an HMO plan, members typically rely on their primary care physician for referrals. Blue Elect Plus HMO gives them the freedom to see any doctor or specialist within the state of Michigan without a referral.

Your employees will pay the least out of pocket when they get care from a doctor in our network. They’ll pay the most when the doctor doesn’t belong to our network. It’s up to them to decide what works best.