What are my options if I have a LegacySM Medigap plan?
Who is this for?
If you have a Legacy Medigap plan, this helps you learn about your other plan options.
If you have a Legacy Medigap plan, you can keep it as long as you pay your premium. If you need help making payments, see if you're eligible for a subsidy.
If you want to change your plan, Blue Cross Blue Shield of Michigan has several comprehensive options.
Just keep in mind that we don't offer Legacy Medigap as a new plan option anymore. So, once you change your plan, you can't go back to Legacy.
Other plans available
You can buy a complete package of benefits with a Medicare Advantage plan. These plans combine your Medicare coverage into one plan and often include prescription drug coverage, unlike Legacy Medigap. If you switch your plan, just know you can only enroll in Medicare Advantage during certain times of the year.
You can also build your own package of Medicare coverage with a Medicare Supplement plan. With these plans, you pick how you'd like to supplement your Original Medicare coverage. You can also choose to add a Blue Cross Part D plan for stand-alone drug coverage. If you switch to a Medicare Supplement plan, you may be subject to medical underwriting.
Important information about this plan
This is a solicitation of Medicare supplement insurance. We may contact you about buying insurance. Legacy Medigap is not connected with or endorsed by the U.S. government or the federal Medicare program.
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