The Record - for physicians and other health care providers to share with their office staffs Forward to a friend  |  Subscribe  |  The Record Archive  |  Contacts  |  bcbsm.com  |  Print this article

November 2015

Understanding family and individual level deductible maximums

For family and individual contracts, when an individual’s deductible is not met, the individual will not owe a balance if the family contract deductible is met. When the family level deductible is met, the individual member’s deductible is also met, even if the individual’s "Remaining Deductible Required" shows a balance.

To help you better understand this billing scenario, check out the Deductible/Maximum screen shot below:
1 

If you have any questions, contact your provider consultant.

No portion of this publication may be copied without the express written permission of Blue Cross Blue Shield of Michigan, except that BCBSM participating health care providers may make copies for their personal use. In no event may any portion of this publication be copied or reprinted and used for commercial purposes by any party other than BCBSM.

*CPT codes, descriptions and two-digit numeric modifiers only are copyright 2014 American Medical Association. All rights reserved.