The United Auto Workers Medical Benefits Trust offers HMO and PPO Medicare coverage.

BCN Advantage

Retirees who are eligible for Medicare can choose BCN AdvantageSM HMO-POS. BCN Advantage provides all the benefits of Original Medicare Part A and Part B.


Available locations

Michigan - 68 selected counties

Included with this plan

  • Preventive tests, immunizations and an annual physical exam
  • Benefits that travel with you throughout the U.S. 
  • Worldwide emergency medical and urgent care
  • Programs for chronic medical conditions
  • Affordable copays and deductibles
  • Discount programs for health, safety and fitness services and products 

Save money with Blue Cross discounts

Want great discounts on healthy products and services? You can get them through Blue365®. Find out about the big bargains available.




2018 Plan overview

Monthly contribution $0
Deductible In network

Individual: $400

Family: $675


Out of network

Not covered


No coinsurance

Out of Pocket Maximum In network

$1,000 per person

Includes deductible and copayments.

Office Visits Primary care

$25 per visit



$35 per visit


Referrals required.

Urgent Care

$25 per visit

Emergency Room

$50 per visit

SilverSneakers Included at no cost with your coverage.



Plan documents



Need help?

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Prospective enrollees
Call 1-866-966-2583
TTY users call 711
8 a.m. to 5 p.m.
Monday through Friday
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Retiree Health
Care Connect

Call 1-866-637-7555
TTY users call 711
8:30 a.m. to 4:30 p.m.
Monday through Friday
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Current members
Call 1-800-222-5992
TTY users call 711
8 a.m. to 5:30 p.m.
Monday through Friday



Doctors and health providers

BCN Advantage covers 68 counties in Michigan.

With our online tool you can search by doctor's name, location, specialty and more. You can even read reviews from other patients.