Keep FitSM

Overview

Eligibility Individuals under 65 and families
Monthly rate Starting at $43.95
Copayment: 30% of the BCBSM-approved amount
Inpatient Deductible:
NOTE: There are separate
deductibles for outpatient
services. Please see
the benefits-at-a-glance
chart for more information.		 Five options:
  • $1,500 individual/$3,000 family
  • $2,500 individual/$5,000 family
  • $5,000 individual/$10,000 family
  • $7,500 individual/$15,000 family
  • $10,000 individual/$20,000 family
Annual maximums Five options:
  • $5,000 individual/$10,000 family
  • $6,000 individual/$12,000 family
  • $8,500 individual/$17,000 family
  • $11,000 individual/$22,000 family
  • $13,500 individual/$27,000 family
Prescriptions: Yes
Dental: Optional – Personal Blue DentalSM
or Personal Blue Dental PlusSM
Network: PPO

The MyBlue suite of health insurance products includes Keep Fit, a health plan that rewards you for living a healthy lifestyle. Your reward? A deductible that decreases in subsequent years and a fitness reward coupon.

What do you need to do to qualify for these wellness incentives? There are three steps:

  1. Complete a qualification form with your physician.
  2. Meet the required health measurements:
    Requirements Health measure Required standard criteria
    Category 1
    Must meet both standards
    Body mass index Less than 30
    Tobacco use May be verified with a nicotine test
    Category 2
    Must meet two of three standards
    Cholesterol (low-density lipoprotein) 160 or less
    Blood pressure 140/90 or less
    Blood sugar 70 – 130 (normal fasting blood sugar)
  3. Complete an online health assessment.

In addition to the wellness incentives, Keep Fit offers: