Public School Retirees: BCN AdvantageSM HMO-POS

Michigan public school retirees who are Medicare members with BCN Advantage have our HMO-POS plan. With this Blue Care Network plan, you'll have a primary care physician who coordinates your care and refers you to other doctors or specialists in our network.

Plan highlights
  • Large HMO network
  • Prescription drug coverage is included
  • Preventive tests, immunizations and an annual physical exam covered at no cost to you

PLAN ELIGIBILITY

Medicare

PLAN TYPE

HMO

What this plan offers

  • Your primary care doctor coordinates your care
  • Manage your account 24 hours a day, seven days a week with the BCBSM app

2024 Plan details

Find out what's covered and how much you'll pay.

Annual deductible

$400

Coinsurance

10% (50% for select services)

Out-of-pocket maximum

$2,100

Primary care office visit copay

$10

$400

10% (50% for select services)

$2,100

$10

Covered 100%, no copay

$35

$50

$100

Included at no additional cost

$400

10% (50% for select services)

$2,100

$10

Covered 100%, no copay

$35

$50

$100

Included at no additional cost

Plan documents

View monthly insurance rates

See rates
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