Jump to Content
Learn more
Coordination of Benefits
If you, your spouse or your dependents have more than one type of health insurance coverage, we coordinate benefits so you get the maximum payment on your claims.You may be eligible for coordination of benefits if:
- You are covered by Blue Cross Blue Shield of Michigan and also have health care or prescription drug coverage through your spouse's employer or through some other type of insurance, such as automobile, home owners or workers' compensation.
- Someone in your family is covered by Medicare and has BCBSM coverage to pay for services not covered by Medicare.
- Your children are covered by your BCBSM contract and also have coverage through their other parent's health care plan.
- Your spouse is employed and has coverage through his or her employer in addition to your BCBSM coverage.
Use our Coordination of Benefits form to notify us when you, your spouse or your dependents have more than one type of health insurance coverage.
Blue Cross Blue Shield of Michigan must receive a completed COB form each year to effectively process claims.
Use either of the following two links to complete your COB form. Our online COB form allows you to complete and submit the form online. The PDF version can be printed and returned to BCBSM per the instructions printed near the bottom of the form.
