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Healthy Blue PPO HRASM – advantages

What are the advantages of having a PPO HRA?

There are many. You will see lower premiums and never pay full price for covered services with our health care provider discounts. Moreover, we make managing your HRA easy:


  • A single-time, online application process
  • Online 24/7 account management – Check your available HRA balances, recent transactions and year-to-date information. (You may also call the toll-free number on the back of your Blues ID card to get this information.)
  • Convenient claims payments via reimbursement or debit card
    • Your employer may opt to provide a special HRA debit card to pay for qualified expenses.
    • If your employer offers stacked accounts, such as an HRA with a flexible spending account, the debit card is used for all accounts.
    • You get the convenience of having up to four debit cards for use by your spouse and dependents.
  • Dedicated customer service available to answer your questions

Finally, there are the complementary services, such as our exceptional health and wellness programs, Web resources and member discounts on everything from gym memberships and health programs to alternative therapy. See the Healthy Blue Choices introduction page for more information.