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What's a special enrollment period?

Who is this for?

Learn more about Medicare Supplement plans.

If you're shopping for a MyBlue℠ Medigap plan, this information can help you understand if you qualify for a special enrollment period and what that means.

Medigap plans don't have annual enrollment periods, so when you apply is very important. If you're new to Medicare or you're losing your current coverage, you may qualify for a Medigap special enrollment period. Sometimes, we call this a guaranteed issue period. It's the best time for you to apply because it guarantees you'll get coverage and you may get a better price. Learn more in When should I apply for MyBlue Medigap?

So, how do you know if you qualify? If any of the situations below apply to you, you're eligible for a special enrollment period. 

Are you new to Medicare?

You're eligible for a Medigap special enrollment period if you're age 65 or older and you apply within six months of enrolling in Medicare Part B.

Did you recently lose your Employee Welfare coverage?

You're eligible for special enrollment in Medigap Plan A or Plan F if you apply within 63 days of your employer canceling your Employee Welfare coverage.

Did you recently lose your Medicare Advantage coverage?

You're eligible for a Medigap special enrollment period if:

  • You no longer live in the Medicare Advantage plan's service area.
  • The organization offering your Medicare Advantage coverage lost certification to sell the plan.
  • You canceled your Medicare Advantage plan within 12 months of enrolling in Medicare Part A.

For the following situations, you're only eligible for special enrollment in Medigap Plan A or Plan F:

  • You canceled your Medicare Advantage plan because it violated its contract with you.
  • You canceled your enrollment in a Medigap plan and enrolled in a Medicare Advantage plan for the first time. Then, you canceled the Medicare Advantage plan within the first 12 months.

Did you recently lose your Medigap coverage?

You're eligible for a Medigap special enrollment period if one of these things happened in the past 63 days:

  • The organization offering your previous Medigap coverage went bankrupt.
  • You canceled your previous Medigap plan because it violated its contract with you.

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Page Last Updated Wed Jun 25 11:23:18 EDT 2014