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Do I need drug coverage with my Medicare supplement plan?

Who is this for?

Learn more about whether Medigap plans include prescription drug coverage.

If you're considering a Medigap plan, also known as a Medicare supplement plan, this explains what you need to know about prescription drug coverage.

Medigap plans, also known as Medicare supplement plans, don't include prescription drug coverage.

You'll need a separate Medicare Part D prescription drug plan if you:

  • Have a plan purchased after 2006.
  • Are shopping for a plan now.
  • Purchased a plan before 2006 that has drug coverage that doesn't meet today's standards.

Don't go without Part D prescription drug coverage. You may have to pay a penalty for each month you lack drug coverage, or have drug coverage that doesn't meet certain standards.

Learn more by reading How do Medicare Part D prescription drug plans work?