In- and out-of-network vision benefits

When you go to an eye doctor that accepts this plan, that's called getting your care in-network. Find a VSP eye doctor.

Because this plan is a PPO, it shares the cost if you go to an eye doctor that doesn't take this plan. That's called getting your care out-of-network. But you'll save money if you stay in network.

Vision benefits for children

What we call it What it is What plan pays What you pay
Pediatric vision
Children can get pediatric benefits until the end of the calendar year in which they turn 19.
One eye exam a year
In network
All costs
$0
Out of network
All costs up to our approved amount All costs over our approved amount
Standard lenses and frames, or contact lenses In network
All costs $0
Out of network
All costs up to our approved amount All costs over our approved amount

Vision benefits for adults

Vision benefits work a little differently for adults. There's a limit on what your plan pays toward the cost of eyeglasses or contacts. It's called an annual benefit maximum. Once you've reached that limit, you're responsible for paying all costs. This plan's benefit max is:

  • In network: $130 for each adult
  • Out of network: $100 total for each adult
What we call it What it is What plan pays What you pay
Adult vision
One eye exam a year
In network
All but $10 of the cost $10
Out of network
All but $10 up to our approved amount $10 + costs over our approved amount
Standard lenses and frames, or contact lenses In network
Up to $130 $25 + all costs over $130
Out of network
Up to $100 $25 + all costs over $100