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An HSA is a kind of health spending account. It's an account you can open where you bank. You use it to pay medical expenses your insurance plan doesn't cover.

Why have an HSA?

  • It's a great way to save on health care costs and taxes.
  • You can deduct the money you put into an HSA from your taxes.
  • The money you take out is tax-free, as long as you use it for qualified medical expenses (PDF).
  • The balance in your HSA can roll over from year to year and earn interest.

We can make an HSA easy for you with Healthy Blue HSA℠.

Want to learn more? See our FAQ about health spending accounts.