Our balanced health insurance plans have moderate coverage for individuals or families. If you’re under 65, healthy and managing a mild health condition with few prescriptions, our balanced plans might be right for you.
If you have any questions, call us at 1-855-237-3501
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With this plan, you choose your deductible amount to help control your premium costs.
- Deductible:
Individual plan (one member):
$1,500, $2,500, $5,000
Family plan (two or more members):
$3,000, $5,000, $10,000
Maternity: $3,000 - Coinsurance:
20-50 percent - Copays:
$30-$200
- Features:
HMO
Prescriptions
Maternity
Dental (optional)
Average Price
This plan’s low deductible and out-of-pocket maximum keeps costs down if you need to use your health care coverage regularly.
- Deductible:
Individual plan (one member): $500
Family plan (two or more members): $1,000 - Coinsurance:
20-50 percent - Copays:
$30-$100
- Features:
- HMO
- Prescriptions
- Maternity
- Dental (optional)
Average Price
This $2,500 deductible plan works with your HSA so you control how you spend your health care dollars.
- Deductible:
Individual plan (one member): $2,500
Family plan (two or more members): $5,000 - Coinsurance:
20 percent in network - Copays:
$50 - $150
- Features:
- PPO
- Prescriptions
- Dental (optional)
-
Maternity (optional)
HSA compatible
Average Price
This plan has low monthly premiums and basic coverage with two deductible options.
- Deductible:
Individual plan (one member): $1,500, $2,500
Family plan (two or more members): $3,000, $5,000 - Coinsurance:
30 percent in network - Copays:
$40-$250
- Features:
- PPO
- Prescriptions
Dental (optional)
Average Price
Additional Coverage
Dental Plans
With our dental plans, you can choose a dentist from the largest network in Michigan.
Long-term Care
Insurance that pays for the care you’ll need when you can no longer care for yourself.
Medicare
If you’re eligible, we have affordable, all-in-one coverage that’s simple to understand.
Medicaid
If you’re eligible, we have affordable, all-in-one coverage that’s simple to understand.
Employer
You’ll find group plans with options that fit every size of business and budget.
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