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Our light health insurance plans for individuals or families have basic coverage and low monthly premiums. If you’re under 65, healthy and not taking regular prescriptions, our light plans might be right for you.

If you have any questions, call us at 1-855-237-3501

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This plan has low monthly premiums and basic coverage with three deductible options.

  • Deductible:

    Individual plan (one member):

    $5,000, $7,500, $10,000

    Family plan (two or more members):

    $10,000, $15,000, $20,000
  • Coinsurance:
    30 percent in network
  • Copays:
    $40 - $250
  • Features:
  •   PPO
  •   Prescriptions
  •   Dental (optional)
 

Average Price

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This low-premium plan for singles 19-30 years old covers preventive medical, dental and vision in addition to basic coverage.

  • Deductible:

    Individual plan (one member):
    $1,000
  • Coinsurance:
    30 percent in network
  • Copays:
    $30 - $150
  • Features:
  •   PPO
  •   Dental (optional)

Average Price

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This $5,000 deductible, low-premium plan works with your HSA so you control how you spend your health care dollars.

  • Deductible:

    Individual plan (one member):$5,000

    Family plan (two or more members):
    $10,000
  • Coinsurance:
    20 percent in network
  • Copays:
    $50 - $150
  • Features:
  •   PPO
  •   Prescriptions
  •   Dental (optional)
  • HSA icon  HSA compatible

Average Price

Looking for more? Browse our additional coverage levels:

Additional Coverage

Dental Plans

With our dental plans, you can choose a dentist from the largest network in Michigan.

Long-term Care

Insurance that pays for the care you’ll need when you can no longer care for yourself.

Medicare

If you’re eligible, we have affordable, all-in-one coverage that’s simple to understand.

Medicaid

Blue Cross Complete helps Medicaid members get the health care they need.

Employer

You’ll find group plans with options that fit every size of business and budget.

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