2017 Michigan Health Plans

Coverage for these individual and family plans begins on or after Jan. 1, 2017

Bronze Plans 

Jump to: Silver | Gold | Catastrophic

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Bronze plans are the best option if you don't use your health insurance often. They have the lowest monthly payments for people over 30, but you'll pay full cost for many services before you pay your deductible.

Blue Cross® Partnered HMO Bronze Saver HSA

Get affordable health insurance, including immediate coverage for generic drugs and office visits and more with this plan.

Blue Cross® Partnered HMO Bronze HSA

Learn about our affordable bronze plan for individuals and families living in Kent, Muskegon or Oceana counties.

Blue Cross® Partnered HMO Bronze Extra

This plan has a low monthly cost along with low copays right away on some of the benefits you use most.

Blue Cross® Metro Detroit HMO Bronze Saver HSA

This plan for Oakland, Wayne and Macomb county residents pairs with health savings accounts.

Blue Cross® Metro Detroit HMO Bronze HSA

If you live in Oakland, Wayne or Macomb county and you want to keep your health care within the Metro Detroit area, this plan could work for you.

Blue Cross® Metro Detroit HMO Bronze Extra

Keep your health care costs affordable with this plan for residents of Macomb, Wayne and Oakland counties.

Blue Cross® Select HMO Bronze Saver HSA

This plan has a low monthly premium and is good for good for people who have a doctor close to home.

Blue Cross® Select HMO Bronze HSA

This affordable health care plan gives you a low monthly premium and pairs with your health savings account.

Blue Cross® Select HMO Bronze Extra

This affordable HMO bronze plan is available to residents of Michigan's most populated counties.

Blue Cross® Preferred HMO Bronze HSA

This affordable bronze plan gives you access to the largest HMO network in Michigan.

Blue Cross® Metro Detroit EPO Bronze HSA

If you're a Southeast Michigan resident who's looking for a plan that pairs with their health savings account, this bronze option may be right for you.

Blue Cross® Premier PPO Bronze Saver

Want low monthly payments? This affordable bronze health plan covers you no matter what doctor you see in our network.

Blue Cross® Premier PPO Bronze HSA

See any doctor in our network without a referral — and get coverage that pairs with your health savings account — with this health plan.

Blue Cross® Premier PPO Bronze Extra

This health plan keeps out-of-pocket expenses low for individuals and families living anywhere in Michigan.

Silver Plans 

Jump to: Bronze | Gold | Catastrophic

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Silver plans can put good health care coverage within your budget. With much lower deductibles than bronze plans, you pay less up front for care. If you qualify for a subsidy, the value gets even better.

Blue Cross® Partnered HMO Silver Saver

Learn about our affordable silver HMO plan for residents of Kent, Muskegon and Oceana counties.

Blue Cross® Partnered HMO Silver

Thanks to our partnership with Mercy Health system, this plan offers a lower monthly premium for residents of Kent, Muskegon and Oceana counties.

Blue Cross® Partnered HMO Silver Extra

With this plan for residents in Kent, Muskegon and Oceana counties, you'll pay a little more each month, but we start helping you pay your health care bills sooner. .

Blue Cross® Metro Detroit HMO Silver Saver

Do you live in Macomb, Oakland or Wayne county? This plan offers affordable in-network coverage for the services you'll use most.

Blue Cross® Metro Detroit HMO Silver

With this plan designed for Macomb, Oakland and Wayne county residents, you'll have one doctor who coordinates your care, cutting down on your health care costs.

Blue Cross® Metro Detroit HMO Silver Extra

Get health insurance at an affordable monthly price, and cut down your health care costs with this plan for residents in Oakland, Macomb and Wayne counties.

Blue Cross® Select HMO Silver Saver

This HMO plan shares your costs right away and offers access to a larger network of care.

Blue Cross® Select HMO Silver

Subsidies can make this plan very affordable for residents of Michigan's most populated counties.

Blue Cross® Select HMO Silver Extra

Learn more about this affordable plan with benefits that start as soon as your coverage does.

Blue Cross® Preferred HMO Silver Saver

Get in-network coverage right away for services like office visits and prescriptions with this affordable health care plan.

Blue Cross® Preferred HMO Silver

If you're eligible for a health insurance subsidy, this plan can be very affordable.

Blue Cross® Preferred HMO Silver Extra

Find out more about this affordable option with lower out-of-pocket limits than many other silver plans.

Blue Cross® Metro Detroit EPO Silver Well-Being

Do you live in Southeast Michigan? Do you want coverage for accupuncture and holistic health services? If so, this affordable plan may be a good fit for you.

Blue Cross® Premier PPO Silver Saver HSA

Get lower out-of-pocket costs – and lower monthly costs if you use a health insurance subsidy – when you see any doctor in our network with this plan.

Blue Cross® Premier PPO Silver

This is a Michigan PPO plan that offers an affordable balance between coverage and out-of-pocket costs – especially if you're eligible for a subsidy.

Blue Cross® Premier PPO Silver Extra

You'll be covered right away for the services you'll use the most and get low out-of-pocket expenses with this health plan.

Blue Cross® PPO Silver Extra with Dental and Vision, a Multi-state Plan

Want comprehensive health coverage including medical, dental and vision benefits? Try our Silver Multi-State Extra plan.

Gold Plans 

Jump to: Bronze | Silver | Catastrophic

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Gold plans make your expenses more predictable. Your fixed monthly payments are higher than bronze or silver plans. But when you use your insurance, you'll pay less out of pocket.

Blue Cross® Partnered HMO Gold

Get your care through the Mercy Health system with this gold HMO plan for Michigan residents in Kent, Muskegon or Oceana county.

Blue Cross® Select HMO Gold

Learn about the gold HMO plan that's a great value for residents of Michigan's most populated counties.

Blue Cross® Preferred HMO Gold

This plan limits out-of-pocket expenses for residents of most Michigan counties.

Blue Cross® Premier PPO Gold

Do you use your health insurance benefits a lot? This health plan offers low out-of-pocket expenses in every county in Michigan.

Blue Cross® PPO Gold Extra with Dental and Vision, a Multi-State Plan

Our multi-state plans offer complete health coverage, including medical, vision and dental benefits.

Catastrophic Plans 

Jump to: Bronze | Silver | Gold

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These plans are for people 30 and under. You pay for all health care costs until you meet your deductible. Monthly payments are low, but you can't use a subsidy.

Blue Cross® Select HMO Value

This affordable individual HMO catastrophic plan is available to those under 30 living in Michigan's most-populated counties.

Blue Cross® Premier PPO Value

Our most affordable 2017 PPO plan for Michigan individuals and families under 30 offers low monthly payments and covers preventive care.