2016 Michigan Health Plans

Bronze Plans 

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Bronze plans are the best option if you don't use your health insurance often. They have the lowest monthly payments for people over 30, but you'll pay full cost for many services before you pay your deductible.

Blue Cross® Partnered Bronze Saver

Get affordable health insurance if you live in Kent, Muskegon or Oceana county with this bronze plan.

Blue Cross® Partnered Bronze

Learn about our affordable bronze plan for individuals and families living in Kent, Muskegon or Oceana counties.

Blue Cross® Metro Detroit HMO Bronze Saver

This affordable HMO health insurance plan offers coverage for low monthly payments in Metro Detroit.

Blue Cross® Metro Detroit HMO Bronze

Looking for affordable health insurance in Metro Detroit? Learn more about this Bronze HMO for individuals and families.

Blue Cross® Select Bronze Saver

Residents of the most populated counties in Michigan can save money with this HMO plan.

Blue Cross® Select Bronze

This affordable HMO bronze plan is available to residents of Michigan's most populated counties.

Blue Cross® Preferred Bronze

This affordable bronze plan gives you access to the largest HMO network in Michigan.

Blue Cross® Metro Detroit EPO Bronze

Do you live in Southeast Michigan? If so, this affordable EPO plan may be a good fit for you.

Blue Cross® Premier Bronze Saver

This bronze plan is a low-cost option for people who want the benefits of our large PPO network.

Blue Cross® Premier Bronze

Learn about our PPO bronze plan for individuals and families living anywhere in Michigan.

Blue Cross® Premier Bronze with Primary Care Visits

With this PPO plan, you can save money monthly and still see a doctor for a low copay.

Silver Plans 

Jump to: Bronze | Gold | Platinum | Catastrophic

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Silver plans can put good health care coverage within your budget. With much lower deductibles than bronze plans, you pay less up front for care. If you qualify for a subsidy, the value gets even better.

Blue Cross® Partnered Silver Saver

Learn about our affordable silver HMO plan for residents of Kent, Muskegon and Oceana counties.

Blue Cross® Partnered Silver

Learn about our affordable silver HMO plan for residents of Kent, Muskegon and Oceana counties.

Blue Cross® Partnered Silver Extra

Looking for affordable health insurance? This silver HMO plan covers residents in Kent, Muskegon and Oceana counties.

Blue Cross® Metro Detroit HMO Silver Saver

This plan is our most affordable silver plan for residents of Macomb, Oakland and Wayne counties.

Blue Cross® Metro Detroit HMO Silver

Keep your health insurance cost affordable with this HMO plan designed for Macomb, Oakland and Wayne county residents.

Blue Cross® Metro Detroit HMO Silver Extra

Get health insurance at an affordable monthly price, and cut down your health care costs with this plan for residents in Oakland, Macomb and Wayne counties.

Blue Cross® Select Silver Saver

Our Select Silver Saver HMO plan shares your costs right away and offers access to a larger network of care.

Blue Cross® Select Silver

Subsidies can make this HMO silver plan very affordable for residents of Michigan's most populated counties.

Blue Cross® Preferred Silver Extra

Find out more about this affordable HMO option with lower out-of-pocket limits than many other silver plans.

Blue Cross® Metro Detroit EPO Silver

If you live in Livingston, Macomb, Oakland, St. Clair, Washtenaw or Wayne county and don't plan to use your health insurance outside that area, this affordable plan could be right for you.

Blue Cross® Metro Detroit EPO Silver Extra

With this silver EPO plan, you get affordable health care costs when you get your care within Livingston, Macomb, Oakland, St. Clair, Washenaw and Wayne counties.

Blue Cross® Premier Silver Saver

With this plan, you'll get care from the largest network in Michigan. Plus, you're covered if you need to see an out-of-network doctor.

Blue Cross® Premier Silver

Get an affordable balance between coverage and cost with this PPO plan.

Blue Cross® Premier Silver Extra

You'll be covered right away for the services you'll use the most and get low out-of-pocket expenses with this health plan.

Blue Cross® Silver With Dental and Vision, a Multi-State Plan

You can get complete health insurance coverage, including dental and vision, with this PPO plan.

Blue Cross® Silver Extra With Dental and Vision, a Multi-State Plan

This PPO plan offers complete coverage for individuals and families and benefits that start right away.

Gold Plans 

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Gold plans make your expenses more predictable. Your fixed monthly payments are higher than bronze or silver plans. But when you use your insurance, you'll pay less out of pocket.

Blue Cross® Partnered Gold

Kent, Muskegon and Oceana County residents get lower out-of-pocket costs with this HMO plan.

Blue Cross® Partnered Gold Extra

Get your care through the Mercy Health system with this gold HMO plan for residents in Kent, Muskegon and Oceana counties.

Blue Cross® Metro Detroit HMO Gold Extra

Get lower monthly payments than most other Gold plans offer with this HMO plan for Macomb, Wayne and Oakland county residents.

Blue Cross® Select Gold

Learn about the gold HMO plan that's a great value for residents of Michigan's most populated counties.

Blue Cross® Select Gold Extra

With affordable copays and lower out-of-pocket limits, this gold HMO plan is a great option for individuals and families.

Blue Cross® Preferred Gold

This gold HMO plan limits out-of-pocket expenses for residents of most Michigan counties.

Blue Cross® Preferred Gold Extra

If you use your health insurance a lot, this HMO will help you keep your out-of-pocket expenses down.

Blue Cross® Metro Detroit EPO Gold Extra

Get lower monthly premiums than with many other Gold plans when you use this exclusive network of doctors and hospitals in Macomb, Oakland and Wayne counties.

Blue Cross® Premier Gold

If you use your health care coverage a lot, this PPO health insurance plan helps limit your out-of-pocket expenses..

Blue Cross® Premier Gold Extra

Lower your out-of-pocket expenses in exchange for a higher monthly premium with this PPO health insurance plan.

Blue Cross® Gold With Dental and Vision, a Multi-State Plan

Get complete health insurance coverage, including dental and vision, with this PPO plan.

Blue Cross® Gold Extra With Dental and Vision, a Multi-State Plan

Pay less for the health care services you use most with this PPO plan for individuals and families.

Platinum Plans 

Jump to: Bronze | Silver | Gold | Catastrophic

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You'll pay the most per month for a platinum plan compared to other plans. But you'll pay the least when you use your insurance, as little as 10 percent of the cost.

Blue Cross® Premier Platinum With Dental and Vision

If you need your health insurance plan to have it all — including dental and vision coverage — then this PPO plan may be for you.

Catastrophic Plans 

Jump to: Bronze | Silver | Gold | Platinum

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These plans are for people 30 and under. You pay for all health care costs until you pay your deductible. Monthly payments are low, but you can't use a subsidy.

Blue Cross® Select Value

This affordable individual HMO catastrophic plan is available to those under 30 living in Michigan's most populated counties.

Blue Cross® Premier Value

Learn about our most affordable PPO plan for individuals and families under 30.