Browse by Topic

Browse by Plan Type

Other Help

Not finding what you need in this section for members and insurance shoppers? Check out our other help sections below.

If I switch from my employer’s plan, will my individual insurance cover my pre-existing conditions?

A pre-existing condition is defined as any medical condition that required medical advice, diagnosis, care or treatment in the six months before you apply for health insurance.

If you're age 19 or older, you'll have to wait 180 days before your plan will cover your pre-existing conditions, except for preventive care.

Was this content helpful?

Rate it

Submit >

©1996-2015 Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. We provide health insurance in Michigan.

State and Federal Privacy laws prohibit unauthorized access to Member's private information. Individuals attempting unauthorized access will be prosecuted.

Site Map  |  Feedback  |  Important Legal and Privacy Information

Explanation of Level A Conformance
Better Business Bureau Online Seal of Reliability