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Not finding what you need in this section for members and insurance shoppers? Check out our other help sections below.

This information is for individuals who are going through a career change and need to know their options for health insurance coverage.

Select a question from the list below to learn more.

Are you switching careers? Going into business for yourself? In the market for a new job? Your health care should make the transition with you.

This FAQ answers common questions about:

Going from one employer-sponsored health care plan to another
Replacing a employer-sponsored health care plan with an individual health care plan
Getting an extension of your current health care coverage

If your question isn't answered here, scroll down to see if it's listed in the Related Items box.

What are my options if I have to leave my group insurance?
Learn about your choices if you need to leave your employer-sponsored plan.
How does COBRA work for continuing my health insurance coverage?
Learn how COBRA lets you extend your health care plan through your previous employer.
What if I don’t qualify for COBRA?
If you lose your employer-sponsored coverage and aren’t eligible for COBRA, learn how we can help you get individual or family health insurance.
If I switch from my employer’s plan, will my individual insurance cover my pre-existing conditions?
Find out about how pre-existing medical issues impact applying for health insurance.
If I enroll in COBRA, can I still switch to an individual plan?
Find out what options are available to you when transitioning from employer-sponsored health insurance.
When will my new coverage start?
Find out how we determine your effective date, which is the day your new insurance begins.
Will the money I’ve already paid toward my current deductible transfer to my new plan?
Learn what happens to deductibles you've already paid when you switch plans.
How can I find out if my current doctor takes my new insurance?
Learn how to check whether your doctor takes your new health plan, and if not, how to search for a doctor who does.
If I enroll in an individual plan, what’ll happen when I get a new job?
If you want to switch from your individual plan to your new employer’s group plan, we'll show you how.