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Does the health care reform law require everyone to buy health insurance?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

This will help you understand the purpose of the Affordable Care Act and if you'll be required to purchase health insurance.

The goal of health care reform is to make health care affordable and available to all Americans. The law requires most people to have health insurance in 2014. Most health coverage (employer, individual, Medicare, Medicaid, Children’s Health Insurance Program, active duty military and retiree coverage and Peace Corps coverage) satisfies this requirement. 

If you choose not to have health care coverage, you’ll have to pay extra on your taxes. 

You may be exempt from this requirement if:

  • You’re a low-income individual
  • You’re a Native American
  • You live outside the U.S. 

To find out more, view our individual mandate reform alert.

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