Browse by Topic

Browse by Plan Type

Other Help

Not finding what you need in this section for members and insurance shoppers? Check out our other help sections below.

Does the health care reform law require everyone to buy health insurance?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

This will help you understand the purpose of the Affordable Care Act and if you'll be required to purchase health insurance.

The goal of health care reform is to make health care affordable and available to all Americans. The law requires most people to have health insurance in 2014. Most health coverage (employer, individual, Medicare, Medicaid, Children’s Health Insurance Program, active duty military and retiree coverage and Peace Corps coverage) satisfies this requirement. 

If you choose not to have health care coverage, you’ll have to pay extra on your taxes. 

You may be exempt from this requirement if:

  • You’re a low-income individual
  • You’re a Native American
  • You live outside the U.S. 

To find out more, view our individual mandate reform alert.

Was this content helpful?

Rate it

Submit >

One site. One stop.

Managing your health plan online
has never been easier. On the new, all your account information is in one place and personalized, so it's more useful.
Even better, you can access it anytime, anywhere, from your mobile device.

I’d like to register

Log in to my account