How does health care reform affect coverage of pre-existing conditions?
Who is this for?
If you're a Michigan resident who has a pre-existing condition and you've been denied coverage, this information can help you find options for health insurance under the new health reform laws.
If you have a pre-existing condition, you might have been denied health care coverage in the past. But starting Jan. 1, 2014, no health insurance company will be allowed to deny you coverage or charge you more because of your health status or pre-existing condition.
We’ve always provided health insurance coverage to anyone regardless of health status. By 2014, everyone else will have to join us.
The Affordable Care Act requires insurers to offer coverage to anyone regardless of health status. The law also prevents insurers from varying premiums based on health status.
If you want to look into your health insurance options, Blue Cross Blue Shield of Michigan has a number of great plans available.
You can see our MyBlue® plans for individuals and families here or call 1-877-469-2583 to get a quote on a plan.