Important deadlines for 2014 open enrollment
Who is this for?
If you don't have an individual health insurance plan, you'll need to sign up soon before open enrollment ends.
Beginning this year, almost everyone in the U.S. is required to have health insurance. The end of the open enrollment period is fast approaching. We recommend you enroll today to get coverage as soon as possible and avoid paying a tax penalty.
Key dates you need to know
There's still time to buy a health insurance plan. But don't wait too long. The way health insurance enrollment works, you need to sign up for a plan no later than the 15th of any given month to have your coverage start on the first day the next month. Here are some dates you need to know.
- Feb. 15
This was the last day to have your coverage start on March 1.
- Feb. 16
If you enroll on this date or later, your coverage won't begin until April 1. If you wait until then, you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.
- March 15
This is the last day you can enroll for coverage that will start on April 1. If you wait until then, you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.
- March 16 to March 31
This is the end of open enrollment. You may not be able to get coverage that will start earlier than May 1. Also, if you enroll during this time period you may have to claim a hardship exemption on your 2014 federal tax return to avoid a tax penalty.
Once you enroll in a plan, you can find helpful information about making your first premium payment in our Payments FAQ.
- What do I need to do to prepare to buy health insurance?
- How to purchase individual health insurance
- Individual and family health insurance - check out our MyBlue℠ plans designed to fit your health care needs and your budget.