What's a deductible?

A deductible is the amount you pay for health care services before your health insurance begins to pay.

For example, if your plan deductible is $1,500, you would pay 100 percent of your health care charges up front until the amount you paid reached $1,500. After that, your insurance company will pay a percentage of the charges based on the details of your plan.

If you’d like to learn how your deductible and premium work together, please read the How to understand deductibles and their impact on premiums article in the Help Center.