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Keep Fit℠ FAQ

Who is this for?

If you’re shopping for individual health insurance, this information can help you figure out if Keep Fit is the plan for you. Select a question from the list below to learn more.

What is Keep Fit?
Learn more about Keep Fit, a PPO plan for individuals or families under age 65 that rewards your healthy lifestyle.
Who is this plan best for?
If you're shopping for health insurance, find out whether Keep Fit is an ideal fit for you and your family.
What will this plan cost me each month?
Premiums vary based on your age and the number of people you are insuring. Learn more here.
What are some of the benefits of this plan?
Keep Fit covers preventive care, prescriptions and more. Learn all about its benefits here.
What is a PPO?
A PPO, or preferred provider organization, is a health care network of doctors, hospitals and other providers of medical care.
What are the wellness incentives?
If you're enrolled in the Keep Fit plan and meet certain health requirements, learn about whether you can receive wellness incentives here.
How do I qualify for the wellness incentives?
Learn how you can qualify to receive the Keep Fit wellness incentives as you seek to achieve and maintain a healthy lifestyle.
How can I get the most out of my Keep Fit plan?
Learn how you can reap the benefits of your Keep Fit health plan here.
What’s a pre-existing condition?
Find out what a pre-existing condition is and how Blue Cross Blue Shield of Michigan handles them.
What’s my waiting period for pre-existing conditions?
Learn how long you'll have to wait for coverage when you have pre-existing conditions.
What’s my deductible?
Get information on deductibles, the amount of money you have to pay for services before your health insurance starts paying.
What’s my copay?
The Keep Fit plan requires different copays depending on the type of health care service you receive. Learn more here.
What’s my coinsurance?
Find out what your coinsurance rate is under the Keep Fit plan.
What’s my out-of-pocket maximum?
Your out-of-pocket maximum depends on several factors with the Keep Fit plan. Find out more here.
Will I have health care coverage when I travel?
Find out how the Keep Fit plan helps make sure you can receive health care coverage when and where you need it.
Are prescriptions covered when I travel?
Find out how to get prescription costs covered when you're away from home.
How can I apply?
Are you ready to apply for a Keep Fit plan? You have three ways to begin the application process.