Keep Fit℠ FAQ
Who is this for?
If you’re shopping for individual health insurance, this information can help you figure out if Keep Fit is the plan for you. Select a question from the list below to learn more.
- What is Keep Fit?
Learn more about Keep Fit, a PPO plan for individuals or families under age 65 that rewards your healthy lifestyle.
- Who is this plan best for?
If you're shopping for health insurance, find out whether Keep Fit is an ideal fit for you and your family.
- What will this plan cost me each month?
Premiums vary based on your age and the number of people you are insuring. Learn more here.
- What are some of the benefits of this plan?
Keep Fit covers preventive care, prescriptions and more. Learn all about its benefits here.
- What is a PPO?
A PPO, or preferred provider organization, is a health care network of doctors, hospitals and other providers of medical care.
- What are the wellness incentives?
If you're enrolled in the Keep Fit plan and meet certain health requirements, learn about whether you can receive wellness incentives here.
- How do I qualify for the wellness incentives?
Learn how you can qualify to receive the Keep Fit wellness incentives as you seek to achieve and maintain a healthy lifestyle.
- How can I get the most out of my Keep Fit plan?
Learn how you can reap the benefits of your Keep Fit health plan here.
- What’s a pre-existing condition?
Find out what a pre-existing condition is and how Blue Cross Blue Shield of Michigan handles them.
- What’s my waiting period for pre-existing conditions?
Learn how long you'll have to wait for coverage when you have pre-existing conditions.
- What’s my deductible?
Get information on deductibles, the amount of money you have to pay for services before your health insurance starts paying.
- What’s my copay?
The Keep Fit plan requires different copays depending on the type of health care service you receive. Learn more here.
- What’s my coinsurance?
Find out what your coinsurance rate is under the Keep Fit plan.
- What’s my out-of-pocket maximum?
Your out-of-pocket maximum depends on several factors with the Keep Fit plan. Find out more here.
- Will I have health care coverage when I travel?
Find out how the Keep Fit plan helps make sure you can receive health care coverage when and where you need it.
- Are prescriptions covered when I travel?
Find out how to get prescription costs covered when you're away from home.
- How can I apply?
Are you ready to apply for a Keep Fit plan? You have three ways to begin the application process.