Keep Fit℠ FAQ
Who is this for?
If you’re shopping for individual health insurance, this information can help you figure out if Keep Fit is the plan for you. Select a question from the list below to learn more.
- How do I qualify for the wellness incentives?
Learn what you need to do to get incentives, including lower out-of-pocket costs, when you're enrolled in Keep Fit.
- How do I get the most out of my Keep Fit plan?
Learn how you can reap the benefits of your Keep Fit health plan here.
- What’s a pre-existing condition?
Find out what a pre-existing condition is and how Blue Cross Blue Shield of Michigan handles them.
- What’s my waiting period for pre-existing conditions?
Learn how long you'll have to wait for your Keep Fit plan to cover your pre-existing conditions.
- What’s my deductible?
Get information on deductibles, the amount of money you have to pay for services before your health insurance starts paying.
- What’s my copay?
The Keep Fit plan requires different copays depending on the type of health care service you receive. Learn more here.
- What’s my coinsurance?
Find out what your coinsurance rate is under the Keep Fit plan.
- What’s my out-of-pocket maximum?
Your out-of-pocket maximum depends on several factors with the Keep Fit plan. Find out more here.
- Will I have health care coverage when I travel?
Find out how the Keep Fit plan helps make sure you can receive health care coverage when and where you need it - even on vacation.
- Are prescriptions covered when I travel?
Find out how to get prescription costs covered when you're away from home.