Browse by Topic

Browse by Plan Type:

Other Help

Not finding what you need in this section for members and insurance shoppers? Check out our other help sections below.

Who has to meet Healthy Blue Living℠ plan requirements?

Who is this for?

box-icon-HMO

This information explains who has to follow the requirements of our wellness-based HMO plans to earn lower copays and deductibles.

Because the Healthy Blue Living and Healthy Blue Living Rewards℠ plans focus on wellness and prevention, it’s important that you meet the plan requirements if you want to earn intermediate or enhanced benefits.

It’s also important to know who has to meet those requirements so you don’t end up at the standard level, paying higher out-of-pocket costs.

Who has to meet the requirements?

Both you and your covered spouse, even if one of you is covered by another medical insurance plan (except Medicare).

Who doesn’t have to meet the requirements?

  • Children and adult dependents, other than the member's spouse. We assign them enhanced, intermediate or standard benefits based on the member’s benefit level.
  • Members whose Medicare coverage is primary.

What if my covered spouse or I can’t physically meet the requirements?

Your doctor just has to let us know. You can keep enhanced benefits as long as you follow plan requirements, and the treatment your doctor prescribes to improve the condition.

Recently married?

When your new spouse is added to your contract after the start of the plan year, he or she will receive your benefit level. The new spouse will then need to meet the requirements for intermediate or enhanced benefits during the first 90 days of the next plan year.

Was this content helpful?

Rate it

Submit >
Find plans - Browse coverage for you or your family

©1996-2013 Blue Cross Blue Shield of Michigan is a nonprofit corporation and independent licensee of the Blue Cross and Blue Shield Association. We provide health insurance in Michigan.

State and Federal Privacy laws prohibit unauthorized access to Member's private information. Individuals attempting unauthorized access will be prosecuted.

Site Map  |  Feedback  |  Important Legal and Privacy Information

Explanation of Level A Conformance
Better Business Bureau Online Seal of Reliability