What are the advantages of Healthy Blue HSA℠?

Here’s what you can expect when you choose our Healthy Blue HSA:

• Tax benefits: Your HSA’s contributions, investment gains and qualified withdrawals are all either tax free or tax-deductible.
• Control: You own and control the money in your HSA. You decide how to spend the money without relying on a third party.
• Portability: If you move to another state or get health care coverage through an employer, your HSA goes with you. And the money in your account rolls over from year to year.
• Convenience: You can access both your health plan information and your health savings account information through Member Secured Services on bcbsm.com. You can even pay your doctor bills directly from your HSA. And you’ll get 24/7 customer service for your health savings account.
• Flexible savings: You can save the money in your account for future medical expenses. Your contributions to your HSA will earn interest just like a typical savings account. You can invest your money in mutual funds managed by Charles Schwab as long as you keep a balance of at least $2,000 in your HSA.