What happens to my Blue Cross HSA when I enroll in a new plan?
So you already have an HSA with us. How you’ll be able to use it in the future depends on the new plan you choose.
If you enroll in an HSA-compatible plan, the transition should be seamless. You can keep putting money in your account, keep using it for health care expenses, and use the same debit card.
Not all plans are compatible with an HSA. If you choose one that isn't, you still get to keep your HSA, although you can't put money in it anymore. You can still use it for health care expenses until the money is gone, or let it earn interest.
If you wait more than 30 days to enroll in a new HSA-compatible plan after your old plan has ended, your Blue Cross HSA may need to be reactivated. You might not be able to use it for a while. So don’t wait.
And if you ever need to switch from a plan you bought directly from us to one of our plans from the Health Insurance Marketplace, don’t worry about your HSA. As long as your new plan is HSA-compatible, your account should stay the same.