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What's my coinsurance?

Coinsurance is your share of the cost of a health care service. Here's an overview of the coinsurance for each Blue Dental℠ Personal plan:

Blue Dental℠ PPO Personal Pediatric: Preventive services are covered 90 percent in network, 50 percent out of network. So you pay 10 percent of the cost in network, 50 percent out of network. All other services are covered 50 percent, in- and out-of-network.

Blue Dental℠ EPO Personal: Preventive services are covered 80 percent; class II services, 60 percent; class III services, 50 percent. So you pay 20 percent of the cost for preventive services, 40 percent for class II services, and 50 percent for class III.

Blue Dental℠ PPO Personal: Preventive services are covered at 90 percent in network, 50 percent out of network. So you pay 10 percent of the cost for in-network preventive services, 50 percent out of network. All other services are covered 50 percent, in- and out-of-network.

Blue Dental℠ PPO Personal Plus: Preventive services are covered 100 percent, in and out of network, so you don't have to pay coinsurance. All other services are covered 50 percent, in- and out-of-network.

For more information about the coinsurance for specific services, please visit the Blue Dental Personal plan page.

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