• You can go to any doctor or hospital in the plan network.
  • You don't need a referral.
  • In an emergency, go to the nearest doctor or hospital. Eligible services are covered in Michigan, the U.S. and abroad.
  • If you go to a doctor or hospital outside the plan network when it isn't an emergency, you'll pay the entire cost. That's why it's important to make sure your doctor accepts your plan.