If you're a group customer who filed a grievance and wants to appeal that decision, you can appeal to BCN's Step Two Member Grievance Panel.

The panel will reconsider the determination made for group customers. You or someone authorized by you in writing may present the grievance in person or by telephone conference to the panel.

For preservice claims (claims that must be decided before a member is afforded access to health care) and postservice claims (claims for a benefit involving the payment or reimbursement of the cost for medical care that has already been provided), notification of the appeal resolution will be sent to you within 15 calendar days of receiving your notice to appeal. If the grievance pertains to a clinical issue, it will be forwarded to an independent medical consultant within the same or similar specialty for review. For postservice claims only, if BCN needs to request medical information, an additional 10 business days will be added to the resolution time.

If an adverse determination is made, a written statement in plain English will be sent within five calendar days of the panel meeting, but not longer than 15 calendar days after receipt of the request for review. Written confirmation will contain the reasons for the adverse determination, the next step of the grievance process and the form to request an external grievance review. Upon request, we will provide, free of charge, all documents and records used to reach our determination.



Privacy issues: To report a concern or if you think your protected health information has been compromised, please call 1-800-482-3787 or email privacy@bcbsm.com. Don't include any protected health information in your email. 

Other issues: For customer service, call the number on the back of your member ID card or 1-313-225-9000.