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Healthy Blue ChoicesSM
What is Healthy Blue Choices?Healthy Blue Choices is a new suite of products, services and tools that encourage members to embrace total health, and empowers them to make responsible health care decisions that guide them to high-quality and cost-efficient care. Why is Healthy Blue Choices right for you?Healthy Blue Choices provides integrated solutions to revitalize your health care options. Fast forward your company to the next generation in health care with a plan that controls costs and meets the health care needs of your employees. |
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Healthy Blue Choices Plans with Savings Accounts
Combining a qualifying Michigan Blues health plan with a health savings account provides lower premiums and empowers members to take ownership of their health care. Because members determine when and how their health care dollars are used, they are motivated to become more informed health care consumers.
The Blues provide the entire solution, including the health plan, funding options, wellness programs, care management and robust educational tools. Healthy Blue Choices offers PPO or HMO plans coupled with health savings accounts, health reimbursement arrangements and flexible spending accounts.
We have a health savings plan that is right for you
Groups may choose to offer employees a Healthy Blue Choices savings account along with a Community BlueSM PPO, Flexible BlueSM PPO or Blue Care Network HMO. Employees can pay for qualified medical expenses from their health care savings accounts.
Here is how the plan and the funding arrangement work together:
- Funding options (please use the links on the left to view these options)
- Health savings account
- Health reimbursement arrangement
- Flexible spending account
- Health Plan
Comprehensive PPO or HMO health care plans put you in control of your health care dollars and give you easy access to everything you need to make informed, responsible decisions about your health care spending.
- Online decision support resources
- Healthcare AdvisorTM
- Coverage AdvisorTM provides information on health care plans and costs, helps you plan services you and your family are likely to need and forecasts out-of-pocket costs. It also computes the tax consequences of funding an HSA, HRA or FSA.
- Medication AdvisorTM enables research and comparison of drugs, shows what drugs are used to treat common conditions, provides specific information on drugs and checks for potential drug interaction problems.
- Provider Selection AdvisorTM helps you select a physician by criteria you define, view physician profiles, create physician comparison reports and see if your doctor of choice fits with your health plan.
- Hospital AdvisorTM enables comparison of hospitals by name and location for treatment of more than 160 common diagnoses and procedures based on criteria such as experience with the treatment, complication and infection rates, patient volumes, cost and network participation.
- Treatment Cost AdvisorTM allows you to search the cost of common health care services and estimate in-network and out-of-network costs for services you need.
- BlueHealthConnection®
- Health Assessment is a powerful online tool that provides a wellness score and analysis of potential health risks. The report then suggests how to improve health.
- Health Coach Hotline connects you with a nurse or other health care professional for answers to questions about diagnoses or procedures 24 hours a day, seven days a week.
- Healthcare AdvisorTM
- Savings discounts on health-related products and services from retailers to help you get a balanced lifestyle and save money
- Blue 365® offers discounts on weight loss programs, gym memberships, travel, sporting goods, magazines, vitamins, family care, senior care, long-term care insurance and travel abroad health tips.
- Naturally BlueSM helps with choosing supplements, cooking healthy, and locating complementary and alternative medicine practitioners.
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