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Flexible Blue: Coverage Through Your Employer
Return to Flexible Blue homeIf your employer offers Flexible Blue, they've made the smart choice to offer top-quality health insurance that puts you in control of your health care dollars.
How can Flexible Blue help?
You expect a lot from your health care plan. Flexible Blue delivers. Flexible Blue gives you coverage you can depend on from Michigan's most trusted name in health care. And, with Flexible Blue, you have the freedom to spend health care dollars wisely when you need them — and save for the future when you don't.
How does Flexible Blue work?
With the Blues, consumer-directed health care has never been simpler. Here's how Flexible Blue works:
1. Choose a health account.
Your employer may choose to offer you one of the following:
2. Need treatment? Get treatment.
If your plan covers preventive services, they are generally covered at 100 percent and are not subject to your deductible. Each time you seek treatment for other qualified services, you can choose how much you'd like to pay from your health account.
3. Meet your yearly deductible requirement.
After you've met your deductible requirement for the year, you're only responsible for copayments according to the Flexible Blue plan design your employer has selected. You can choose to pay copayment amounts for qualified services from your health account or out of pocket.
Want to know more? Check out some HSA account examples and learn how you can maximize your savings long-term.
How do I get Flexible Blue?
Check with your employer today to learn more about the Flexible Blue plan and financing options available to you.
