What is the PCP Focus network?

Who is this for?

Group Health Insurance — Learn More

If you're considering one of our HMO plans in the PCP Focus network, this explains what you need to know about this cost-saving custom network.

PCP Focus is a custom primary care physician HMO network offered by Blue Care Network. The doctors your employees will choose from this network have shown they can provide quality care and a high level of efficiency that lowers health care costs. We pass those savings on to you: your premiums are 6-9 percent lower when you choose a plan with the PCP Focus network.

Where it is

The PCP Focus network is available with our BCN HMO℠ and BCN HSA HMO℠ plans in the following counties:

  • Bay
  • Calhoun
  • Clinton
  • Eaton
  • Genesee
  • Ingham
  • Jackson
  • Kalamazoo
  • Kent
  • Livingston
  • Macomb
  • Monroe
  • Muskegon
  • Oakland
  • Ottawa
  • Saginaw
  • Shiawassee
  • St. Clair
  • Van Buren
  • Washtenaw
  • Wayne


Your business needs to have at least one location in these counties to be eligible for the PCP Focus network. If you have multiple locations, the ones in counties outside the PCP Focus network will be enrolled in our main HMO network.

How it works

Employees who live in one of the 21 PCP Focus counties need to select a primary care doctor from the network. Finding a doctor is easy:

  • They'll have more than 2,500 primary care doctors to choose from.
  • They can search online on bcbsm.com or by calling the Customer Service number on the back of their ID card.

Their primary care doctor can then refer them to more than 16,000 specialists around the state. Employees can go to more than 300 hospitals, too.

Employees who live outside the PCP Focus counties can choose a primary care doctor from our main HMO network.

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