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What does LegacySM Medigap cover?

Who is this for?

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If you're thinking about a Legacy Medigap plan, this explains the benefits and services it offers.

Original Medicare provides you hospital and medical coverage. But it doesn't cover all health care costs and has deductibles and coinsurance.

Depending on the Legacy plan you choose, it may cover all or part of your Medicare deductibles and coinsurances.

Upcoming changes

Please be aware that changes are coming to Legacy Medigap plans. Since change can be hard, we want to help you through this transition.

If you're considering a Legacy Medigap plan

If you want to get a Legacy Medigap Plan A or C, with coverage that starts on or before Dec. 15th, we need to get your application by Nov. 14th. For plans with coverage starting on or after Jan. 1, 2017, you can only get Plan C if you’ll no longer be insured because you’ve become eligible for Medicare or you’ve lost your coverage under a group policy after becoming eligible for Medicare. If you’re under age 65, you can only get Plan A if you’ll no longer be insured because you’ve become eligible for Medicare or you’ve lost your coverage under a group policy after becoming eligible for Medicare. You’ll need to meet these requirements and apply for these plans.

If you already have a Legacy Medigap plan

These plan rates will increase on Jan. 1, 2017. You can stay with your current plan as long as you pay your premium. You should have received a letter in the mail about the increase.

If you're interested in keeping your Legacy Medigap coverage, just keep paying your montlhly premium. You may be eligible for a subsidy that will help you pay for your premiums.

If you already have a Legacy Medigap plan, click your plan below for more information on what's covered:

Other plans available

You can buy a complete package of benefits with a Medicare Advantage plan. This allows you to combine coverage into a single plan that often includes prescription drug coverage.

You can also build your own package of Medicare coverage with a Medicare Supplement plan. The new 2017 plans are available beginning Oct. 1, 2016. Coverage starts on Jan. 1, 2017.

You can add one of these Medicare supplement plans to Original Medicare Part A, Part B, and a Blue Cross Part D plan for stand-alone drug coverage.

Important information about this plan

This is a solicitation of Medicare supplement insurance. Legacy Medigap is not connected with or endorsed by the U.S. government or the federal Medicare program.